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Covered or clueless?
Don't wait until the wrecker is pulling away to be sure you're protected. Test your knowledge of auto insurance coverage with this quiz.
1.
Which of the following is not covered by comprehensive insurance?
Damage to your car caused by a collision with a deer.
Damage you intentionally cause to your car.
Damage to your car caused by a tornado.
Damage to your car caused by flooding.
2.
If your car is totaled, the amount you receive from your insurance company, minus your deductible, is:
The Kelley Blue Book private-party price for your car prior to the crash.
The amount your insurance company determines to be the market value of your car after the crash.
An amount your insurance company determines to be the market value of your car prior to the crash.
The amount you still owe on your car.
3.
Rates for auto insurance vary by:
County.
City.
State.
ZIP code.
4.
If your car is totaled, gap insurance covers:
The difference between the Kelley Blue Book value and what the auto insurance company says your car is worth.
The difference between what your vehicle was worth before and after the accident.
The difference between what you owe on the vehicle and the amount the insurance company gives you for it.
The difference between what you owe on the vehicle and what it's worth after an accident.
5.
If you lend your car to a friend who subsequently is involved in an accident:
Your insurance covers the costs that result from the accident if your friend is found to be at fault.
Your friend's auto insurance covers the costs even though he was driving your car.
The other driver's uninsured-motorist coverage covers the costs.
Data providers
Copyright © 2009
Thomson Reuters
.
Click for Restrictions.
Quotes supplied by
Interactive Data Real-Time Services
.
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