Fast Answers: Savings & Spending

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Questions: Savings & Spending, Debt, General

Can I really eliminate my debts by purchasing a "debt elimination certificate"?

If I file for bankruptcy, does my spouse have to file, too?

Will everyone know if I file for bankruptcy?

How much student loan debt is reasonable?

I have a lot of credit card debt, but I’m current on all my payments. Do I need credit counseling?

What should I watch out for when I look for a credit counseling company?

When is bankruptcy unlikely to solve my money problems?

When can bankruptcy be a viable solution to my money problems?

Will using a credit counselor hurt my credit score?

How can I find a reputable credit counseling company?

When is credit counseling a good idea?

What’s the worst that can happen with a disreputable credit counseling company?

Why do I need to know my total liabilities?

Can I get help for my compulsive spending?

What about these ads for companies that promise to consolidate my debt and lower my monthly payments?

If I’m in financial trouble, can I renegotiate my debt with my creditors?

What can I do if my creditor won’t work with me to settle a debt?

If I owe the IRS more than I can pay in back taxes, how do I negotiate a settlement for an amount that I can pay?

Does a Chapter 7 bankruptcy get rid of all my debts?

Can I save taxes by paying off credit-card debt with a home equity loan?

My husband recently died. How should I handle the bills that are coming addressed to him?

If I lose my job, will my mortgage lender work out an alternative repayment plan?

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