Fast Answers: Banking & Bills

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Questions: Banking & Bills, Credit Cards, General

I don’t like the idea that credit and insurance companies are looking at my credit report without my permission and sending preapproved offers in the mail. Is there any way I can stop them?

How do lenders and credit card companies decide whether to give me credit?

What credit card terms should I look for?

Should I get credit disability insurance?

I’m disputing a charge on my credit card bill. What are my rights while the charge is being investigated?

What happens if a company violates the Fair Credit Billing Act?

If I don’t pay a bill, how long before it’s turned over to a collection agency?

Can a credit card company make me sell my home to pay my bill?

Is it a good idea to pay off credit card bills with savings?

Can I save taxes by paying off credit-card debt with a home equity loan?

If I’m in financial trouble, can I renegotiate my debt with my creditors?

Do I have to pay taxes on credit card debt that the company forgives?

If someone steals my credit card and uses it, do I have to pay the charges?

Why do thieves steal other people’s identities?

How can someone steal my identity?

What’s the first clue that someone may be trying to steal my identity?

Do I have to pay bills that identity thieves run up in my name?

How can I stop an identity thief and get my good credit back?

How can I keep thieves from stealing my identity?

What’s that black stripe that runs across the back of my credit cards?

Can I list Social Security payments as income when I apply for a loan or credit card?

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