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How can I add favorable information to my credit report?
If you’re trying to build a good credit history, don’t forget to take credit where credit is due. The Fair Credit Report Act allows you to add information to your report when the absence of any information could lead to the denial of requested credit. The credit reporting agency may charge a small fee. If your credit history has little to show your creditworthiness, consider adding unreported repaid debts, utility payments, and rent payments. Send a certified letter to the bureau asking that it contact the creditor and ask for approval to list the account.Return to Questions
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