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Should I get credit disability insurance?
You are better off buying a broader policy that provides a steady income if you become disabled. Credit disability insurance pays off your credit card bills (or at least makes your minimum monthly payment) if you become unable to work, but it’s expensive for the level of protection it provides. Consider credit disability insurance only if you are in poor health and can purchase the policy without a medical evaluation. In that case, this may be the only disability insurance you can get. Return to Questions
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