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What advantages do Health Savings Accounts have over Flexible Spending Arrangements?
The big difference between a Health Savings Account (HSA) and a Flexible Spending Arrangement (FSA) is that the money in an HSA is yours. You control how the money is invested. You keep the interest and investment earnings from the account. And unlike FSA contributions, HAS contributions you don’t use by the end of the year are not lost. You can keep rolling forward unused funds in your account even into retirement, and you can leave them to your heirs when you die. Return to Questions
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