JPMorgan Chase Fundamentals
What does the company do?
JPMorgan Chase & Co. is a financial holding company. Its principal bank subsidiaries are JPMorgan Chase Bank, National Association, a national banking association with branches in 23 states, and Chase Bank USA, National Association, a national bank that is the Company's credit card issuing bank. JPMorgan Chase's principal non-banking subsidiary is J.P. Morgan Securities Inc., its United States investment banking firm. Its activities are organized into six business segments: Investment Bank, Retail Financial Services (RFS), Card Services (CS), Commercial Banking (CB), Treasury & Securities Services (TSS) and Asset Management (AM). Its wholesale business comprises the Investment Bank, Commercial Banking, TSS and Asset & Wealth Management. Its consumer business comprises RFS and CS. It also has a corporate segment, which includes Private Equity, Treasury and Corporate operations. In February 2009, the Company acquired UBS Commodities Canada Ltd. and UBS AG’s global agricultural business.


How much does the company sell and earn?
Investors need to know how much stuff or services a company sells, and how much of that total it keeps as income (or profit) to grow its business or return to shareholders. The more of each, the better. In general, look for companies that sell and earn more than peers.

  • JPMorgan Chase one-year sales: 72.37 Bil.
    Difference from the average for the Money Center Banks group: 49.38%
  • JPMorgan Chase one-year income: 4.66 Bil.

    Sales & Income (past 12 months)CompanyIndustry
    Sales72.37 Bil 48.44 Bil 
    Income4.66 Bil -116.68 Mil 


How fast is the company growing?

  • JPMorgan Chase one-year sales growth: -50.40%.
  • JPMorgan Chase one-year income growth: -24.50%.
    Difference from the average for the Money Center Banks group: -14.60 pct. pts.

    Sales & Income Growth (past 12 months)CompanyIndustry
    Sales Growth -50.40%  15.20% 
    Income Growth -24.50%  -9.90% 


How profitable is the company?
Investors prefer companies that increase profit margins -- the percentage of sales that they keep -- every year. This is accomplished either by lowering expenses or raising prices. Look for companies that consistently find ways to squeeze more profits out of sales than their peers.

  • JPMorgan Chase one-year net profit margin: 8.2%
    Difference from the company's 5-year average net profit margin: -7.0 pct. pts.
    Difference from the average for the Money Center Banks group: 2.4 pct. pts.

    Net profit margins (%)
    Company8.2% 
    Company 5-Yr Avg.15.2% 
    Industry5.8% 


How is the company's financial health?
The debt/equity ratio shows how much a firm has borrowed as a percentage of its stock equity. The lower, the better.

  • JPMorgan Chase debt/equity ratio: 4.77.
    Difference from the average for the Money Center Banks group: 70.97%.

     CompanyIndustry
    Debt/equity ratio4.77 2.79 

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