What does the company do?
Citigroup Inc. (Citigroup) is a global diversified financial services holding company. The Company is engaged in providing a range of financial services to consumers and corporate customers. As of May 4, 2009, Citigroup had more than 200 million customer accounts and did business in more than 140 countries. Through its two operating units, Citicorp and Citi Holdings, Citigroup provides consumers, corporations, governments and institutions with a range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management.In August 2009, the Company sold three credit card portfolios.In September 2009, Citigroup Inc. completed the sale of Nikko Cordial Securities to Sumitomo Mitsui Financial Group, Inc.'s subsidiary, Sumitomo Mitsui Banking Corporation. In October 2009, the Company sold its Nikko Asset Management Co. to The Sumitomo Trust & Banking Co., Ltd.
How much does the company sell and earn?
Investors need to know how much stuff or services a company sells, and how much of that total it keeps as income (or profit) to grow its business or return to shareholders. The more of each, the better. In general, look for companies that sell and earn more than peers.
- Citigroup one-year sales: 82.80 Bil.
Difference from the average for the Money Center Banks group: 70.93% - Citigroup one-year income: -22.39 Bil.
Difference from the average for the Money Center Banks group: -19086.13%| Sales & Income (past 12 months) | Company | Industry |
|---|
| Sales | 82.80 Bil | 48.44 Bil | | Income | -22.39 Bil | -116.68 Mil |
How fast is the company growing?
- Citigroup one-year sales growth: 4.30%.
Difference from the average for the Money Center Banks group: -10.90 pct. pts.| Sales & Income Growth (past 12 months) | Company | Industry |
|---|
| Sales Growth | 4.30% | 15.20% | | Income Growth | NA | -9.90% |
How profitable is the company?
Investors prefer companies that increase profit margins -- the percentage of sales that they keep -- every year. This is accomplished either by lowering expenses or raising prices. Look for companies that consistently find ways to squeeze more profits out of sales than their peers.
- Citigroup one-year net profit margin: -17.8%
| Net profit margins (%) |
|---|
| Company | -17.8% | | Company 5-Yr Avg. | 7.4% | | Industry | 5.8% |
How is the company's financial health?
The debt/equity ratio shows how much a firm has borrowed as a percentage of its stock equity. The lower, the better.
- Citigroup debt/equity ratio: 4.42.
Difference from the average for the Money Center Banks group: 58.42%.
| | Company | Industry |
|---|
| Debt/equity ratio | 4.42 | 2.79 |
|