H&R Block Fundamentals
What does the company do?
H&R Block, Inc. has subsidiaries that provide tax, retail banking, accounting and business consulting services and products. The Company’s Tax Services segment primarily consists of its income tax preparation businesses: retail, online and software. These businesses serve the general public in the United States, Canada and Australia. Additionally, this segment includes commercial tax businesses, which provide tax preparation software to certified public accountants (CPAs) and other tax preparers in the United States. Its Business Services segment consists of a national accounting, tax and business consulting firm primarily serving middle-market companies under the RSM McGladrey, Inc. (RSM) brand. Its Consumer Financial Services segment is engaged in retail banking through H&R Block Bank (HRB Bank). Effective November 1, 2008, the Company sold H&R Block Financial Advisors, Inc. (HRBFA) to Ameriprise Financial, Inc. (Ameriprise).


How much does the company sell and earn?
Investors need to know how much stuff or services a company sells, and how much of that total it keeps as income (or profit) to grow its business or return to shareholders. The more of each, the better. In general, look for companies that sell and earn more than peers.

  • H&R Block one-year sales: 4.09 Bil.
    Difference from the average for the Personal Services group: 20.53%
  • H&R Block one-year income: 510.86 Mil.
    Difference from the average for the Personal Services group: 3.83%

    Sales & Income (past 12 months)CompanyIndustry
    Sales4.09 Bil 3.39 Bil 
    Income510.86 Mil 492.03 Mil 


How fast is the company growing?

  • H&R Block one-year sales growth: 1.30%.

    Sales & Income Growth (past 12 months)CompanyIndustry
    Sales Growth 1.30%  -3.00% 
    Income Growth NA  -3.50% 


How profitable is the company?
Investors prefer companies that increase profit margins -- the percentage of sales that they keep -- every year. This is accomplished either by lowering expenses or raising prices. Look for companies that consistently find ways to squeeze more profits out of sales than their peers.

  • H&R Block one-year net profit margin: 12.5%
    Difference from the company's 5-year average net profit margin: 2.0 pct. pts.
    Difference from the average for the Personal Services group: 0.5 pct. pts.

    Net profit margins (%)
    Company12.5% 
    Company 5-Yr Avg.10.5% 
    Industry12.0% 


How is the company's financial health?
The debt/equity ratio shows how much a firm has borrowed as a percentage of its stock equity. The lower, the better.

  • H&R Block debt/equity ratio: 0.96.
    Difference from the average for the Personal Services group: -78.67%.

     CompanyIndustry
    Debt/equity ratio0.96 4.50 

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