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The Basics
Identity stolen? Freeze your credit report

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Plus each agency has a different procedure for consumers to freeze their files. Here is who you need to contact, how and what to provide them:

Equifax:
    Equifax Security Freeze
    P.O. Box 105788
    Atlanta, GA 30348

  • Send by certified mail.
  • Name, current and former address, Social Security number, date of birth
  • Pay by check, money order or credit card. Credit card (Visa, Master Card, American Express or Discover only): Give name of card, account number, expiration date
  • ID theft victim must include: valid copy of police report, investigative report or complaint filed with law enforcement agency
Experian:
    Experian Security Freeze
    P. O. Box 9554
    Allen, TX 75013

  • Send by certified mail.
  • Full name, with middle initial and Jr./Sr., etc.
  • Current address and home addresses for past five years, Social Security number, birth date, two proofs of residence (copy of driver's license, utility bill, insurance statement, bank statement)
  • Pay by check, money order or credit card. Credit card: Give name of card, account number and expiration date.
  • ID theft victim must include: valid copy of police report, investigative report or complaint filed with law enforcement agency. Send by certified mail.
  • Full name, with middle initial and Jr./Sr., etc.
  • Current address and home addresses for past five years, Social Security number, birth date, two proofs of residence (copy of driver's license, utility bill, insurance statement, bank statement)
  • Pay by check, money order or credit card. Credit card: Give name of card, account number and expiration date.
  • ID theft victim must include: valid copy of police report, investigative report or complaint filed with law enforcement agency
TransUnion:
    Trans Union Security Freeze
    P. O. Box 6790
    Fullerton, CA 92834-6790

  • Send by regular or certified mail.
  • First name, middle initial, last name, Jr., etc.
  • Current home address and addresses for past five years, Social Security number, birth date
  • Pay by check, money order or credit card. Credit card: Give name of card, account number and expiration date.
  • ID theft victim must include: valid copy of police report, investigative report or complaint filed with law enforcement agency
By Amy C. Fleitas and Dani Arthur

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