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| Card Details | M&T Visa Card w/WorldPoints Rewards
(800) 932-2775 |
| APR % | 11.99% | | Fixed/Var APR | Variable | | Annual Fee | $0 | | Application Fee | $0 | | Tier | Platinum | | Card Type | Reward | | Name | Visa | | Grace Period | 25 days | | Late Fee | $39.00 | | Min Finance Charge | $1.5 | | Reward | Travel/Entertainment | | Credit Line Min | $2000 | | Credit Line Max | | | Overlimit Fee | $39 | | Intro APR% | | | Intro Period (Months) | | | Intro Period End Date | | | Transfer Fee | $10 | | Transfer APR % | 1.99% | | Transfer Period (Months) | 12 mos. | | Transfer Time Unlimited | No | | Transfers Until | | | Cash Advance Fee Min | $10 | | Cash Advance Fee Max | $0 | | Cash Advance Fee (%) | 4% | | Cash Advance APR % | 24.24% | | Cash Advance Fixed/Var APR | Variable | | Cash Advance Grace Period | | | Cash Back % | 0% | | Secured Card Max Deposit | | | Secured Card Min Deposit | | | Secured Card Min Income Req | | | Benefits | | | Comments | Your APRs may vary. For each billing cycle we determine each APR by adding a margin to the prevailing U.S. Prime Rate. The margin for the standard variable APR for purchases and balance transfers is between 8.74% and 16.74%. Fee for Balance Transfers and Direct Deposits that are subject to the Introductory APR: 3% of each such transaction (minimum $10). Standard Balance Transfer Fee: 4% of each such transaction (minimum $10). Standard Cash Advance Fees: Direct Deposits and Check Cash Advances: 4% of each such transaction (minimum $10). ATM Cash Advances Bank Cash Advances and Cash Equivalent transactions: 5% of each such transaction (minimum $15). Late Fee: Based on your balance as of the day the fee is assessed - $15 if $0 - $100; $29 if between $100.01 - $250; $39 if $250.01 or over. |
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