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| APR % | 15.24% | | Fixed/Var APR | Variable | | Annual Fee | $45 | | Application Fee | $0 | | Tier | Platinum | | Card Type | Reward | | Name | American Express | | Grace Period | 25 days | | Late Fee | $39.00 | | Min Finance Charge | $0.5 | | Reward | Travel/Entertainment | | Credit Line Min | $1000 | | Credit Line Max | $100000 | | Overlimit Fee | $35 | | Intro APR% | 2.90% | | Intro Period (Months) | 6 mos. | | Intro Period End Date | | | Transfer Fee | $0 | | Transfer APR % | 2.90% | | Transfer Period (Months) | 6 mos. | | Transfer Time Unlimited | No | | Transfers Until | | | Cash Advance Fee Min | $5 | | Cash Advance Fee Max | $0 | | Cash Advance Fee (%) | 3% | | Cash Advance APR % | 25.24% | | Cash Advance Fixed/Var APR | Variable | | Cash Advance Grace Period | | | Cash Back % | 0% | | Secured Card Max Deposit | | | Secured Card Min Deposit | | | Secured Card Min Income Req | | | Benefits | Year-End Summary Buyers Assurance Online Fraud Protection Guarantee Purchase Protection Plan Return Protection Offer Zone Emergency Card Replacement Express Cash Travel Accident Insurance Car Rental Loss and Damage Insurance | | Comments | Earn up to 25000 Starpoints « - enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints« for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton W Hotels Westin and more with no blackout dates. No annual fee for the first year and $45 thereafter. Transfer Starpoints« - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines. Earn one Starpoint« for every dollar you spend and double Starpoints« at participating Starwood properties and retail partners. Express Approval. Get a decision in less than 60 seconds. |
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